Lawyer for Banking Offense or Cheque Bounce / Dishonor of Cheque in Nepal

Banking offense तथा चेक अनादर

Cheque transactions are common in Nepal’s business and financial sectors. However, when a cheque is dishonored or bounced, it can create serious legal and financial consequences for both the issuer and the receiver. The National Penal (Code) Act, 2017 (2074) and Nepalese Banking Offense and Punishment Act, 2064 provide clear legal remedies for cheque bounce and related banking offenses.

What is a Cheque Bounce or Dishonor of Cheque?

A cheque bounce occurs when a cheque presented to the bank is dishonored due to:

  • Insufficient funds in the account.

  • Mismatch in signature or overwriting.

  • Closure or freezing of the account.

  • Stop-payment instruction by the account holder.

Under Nepalese law, issuing a cheque without sufficient balance or with intent to defraud is a punishable offense.

Legal Consequences of Cheque Bounce in Nepal

If a cheque is dishonored, the bearer (payee) has the legal right to initiate proceedings against the drawer (issuer). Consequences include:

  • Criminal liability under the Banking Offense and Punishment Act.

  • Imprisonment up to 3 months (or more in serious fraud cases).

  • Fine equivalent to the cheque amount or more.

  • Compensation for damages caused by the dishonored cheque.

  • Civil recovery proceedings to collect the unpaid amount.

Legal Process for Cheque Bounce Cases in Nepal

  1. Filing a Complaint – The aggrieved party files a complaint at the District Court within the prescribed time limit.

  2. Court Proceedings – Evidence such as the original cheque, bank memo, and transaction records are presented.

  3. Criminal and Civil Remedies – The court may impose criminal punishment and also order repayment of the cheque amount.

  4. Final Judgment – If proven, the court issues an order for punishment and recovery.

Why You Need a Lawyer for Cheque Bounce Cases in Nepal

Dealing with a dishonored cheque requires both legal expertise and timely action. A specialized lawyer helps you:

  • Draft and file complaints within the legal time frame.

  • Represent your case in court effectively.

  • Ensure recovery of the cheque amount with additional compensation.

  • Defend against false or malicious cheque bounce claims.

  • Navigate both criminal and civil aspects of the case.

Advocate Kabiraj Timalsina – Experienced Banking Offense Lawyer in Nepal

Advocate Kabiraj Timalsina, a leading lawyer in Kathmandu, provides expert legal services for banking offenses, cheque bounce, and dishonor of cheque cases. With years of experience in Nepalese courts, he ensures that his clients receive strong representation, whether they are filing or defending a cheque bounce case.

At MYLAWYER GLOBAL, we are committed to protecting your financial and legal interests with professionalism, integrity, and results.

📍 Office: www.mylawyer.com.np
📞 Mobile: +977-9851025303